I have helped dozens and dozens of people buy a house with zero down, thus it is possible.
Banks finance buyers for 100% of the loan but of course there are closing costs involved with each loan. To avoid these we wrap them into the body of the loan by asking the seller to pay the closing costs by elevating the purchase price of the house (so that he would net the same amount if he didn’t pay the closing costs). All of this is dependent upon the appraiser valuing the house for the sale price or higher. This same scenario often works for people who can get financed for 95-97% by wrapping the the down payment with closing costs paid by the seller on the buyer’s behalf. I live in the US and this is a very common and legal practice. Just be sure to word the purchase contract correctly.
The only thing that a buyer will have to shell out is a good faith deposit. In the US, depending upon the type of loan, the buyer can get that money back at closing.
Sellers don’t care about whether or not the buyer has money to put down on the property, just as long as they get paid their money (even if it is only by the bank), they are happy.

I have helped dozens and dozens of people buy a house with zero down, thus it is possible.
Banks finance buyers for 100% of the loan but of course there are closing costs involved with each loan. To avoid these we wrap them into the body of the loan by asking the seller to pay the closing costs by elevating the purchase price of the house (so that he would net the same amount if he didn’t pay the closing costs). All of this is dependent upon the appraiser valuing the house for the sale price or higher. This same scenario often works for people who can get financed for 95-97% by wrapping the the down payment with closing costs paid by the seller on the buyer’s behalf. I live in the US and this is a very common and legal practice. Just be sure to word the purchase contract correctly.
The only thing that a buyer will have to shell out is a good faith deposit. In the US, depending upon the type of loan, the buyer can get that money back at closing.
Sellers don’t care about whether or not the buyer has money to put down on the property, just as long as they get paid their money (even if it is only by the bank), they are happy.