A real estate agent is someone with a eal estate lisence from the state.

A Realtor is a r.e. agent who joined the National Association of Realtors, our professional organization.

A real estate consultant is a real estate agent who needs a flashy title for their business card. It doesn’t mean anything special.

there are people who make a high income from real estate in all markets at any time be it high interest tight credit or any environment.
The first thing is to realize real estate investment is very risky for the uninformed. You need to be prepared to take on a lot of responsibility to learn what you are investing into.
1. decide is what level of risk are you willing to take on. How much do you have and how much trouble would you be in if you lost it all.
2. Are you a hands on person or want to sit back and let others do the actual work be it fixing house, caring for tenets, or making deals.
3. Time how much time do you have in your day, week , month to take on the projects you might want to think about. It also takes time to build a stable income from RE investment.
4. What type of support do you have from family and friends in doing this or have you talked to them about it.

Once considering all of this some of the best places to look is at your local bookstore/library. Be careful about the advertised *make easy money* ads on your local late night TV commercials. Remember the small print under those testimonials saying that they are not typical experiences.
Its great to think that you could make that money but if your looking to give up a day job to this its much more to do with the steps.

One of the better points of personal development in learning about RE is to look in your Community Learning programs. Usually they are put on at your local high school or Community collage. you can find people willing to teach you basics for 20-50 dollars for one night a week for a few weeks.

Another resource is in the larger cities there are Real Estate investment clubs. Some are independent, some belong to a national federation. Most clubs will offer a first meeting free, next meeting 5-15 dollars and an annual membership of 60-120.
There are online based clubs too which have multipul articals to read for a *free* membership. Search under REI (real estate investment)
Another online option is to check your local meetup.com website and see if they have an investment group in your area. Yahoo Groups also has a few options of national REI groups where you can post questions.

Now to your specific question to buying property and renting. I have no idea how much money you are talking about, and how much your hoping to leverage what you have. Take the time to build a full balance sheet on all expenses to own a rental property to see if you really are able to make a profit its not just rental income minus mortgage. You need to include maintaince on the property for normal and renter caused problems, insurance, vacancy expense, property and federal income taxes. Dont forget you have to take into consideration your own time in thinking and working on this as well as any people who will be hired to help on this. Offset all of this with the idea of the average annual increase in application versus the average inflation loss of the dollars value. Then the last thing is the old addum . Location Location Location. Where do you really feel the area the property is in to be wanted by renters or a potential buyer in some future moment..

Anything that produces a positive cash flow can be worthwhile

If you have some specific questions I am available to try to answer them

Along with a broker’s license as pointed out by other posters, you’ll probably need one or more business licenses to start your business. These generally are not granted for businesses operating out of a residence so you’ll need a business premises as well. That could be as little as a cheap storefront in a strip mall off the major throrouhgfares but keep in mind that in the real estate business, appearances are critical. A business presence in a shady neighborhood could attract clientele that you may not wish to deal with.

As far as credit is concerned, be prepared to provide personal guarantees for any loans taken out by the business for several years until you build up a favorable D&B rating. Business loans are risky and loans to new businesses are the riskiest of the risky. If you don’t have solid credit yourself, don’t expect to get any financial backing for the business through loans.

Hi,

You can consult a legal professional to take an action against him if you are willing to. Checkout for some valuable tips on the matter. Good luck.

online

In Lousiana, our real estate class teaches mainly information that would fall into the categories of math principles and real estate law. Aside from that, I’d recommend you having finance, business, sales or marketing experience. These all can help. In LA you don’t need a college degree to be a real estate agent.

Procedures to become a real estate agent:

1) Take 2-6 weeks of courses at a real estate school.
2) Take two exams.
3) Pick a real estate company.
4) Start your real estate business.

Note, I’d interview with several local real estate companies to familiarize yourself with their commission plans and benefits. Then compare and choose.

Also, plan to have 2-3 months of living expenses saved up to give you time to make a sale or two… No need to stress out your first couple of months because the “money isn’t coming in”. Real estate deals generally take 30 days minimum from the contract, not counting the days you’re in the car with the buyer driving around or the days it takes to market a house.

as posted in a previous question>>
listen to the show and call in

Hi Sara,

Buyer’s real estate professional is usually compensated by the sellers. It may be wise to check your buyer’s brokerage agreement if there is clause indicating otherwise.

Of course you will need a Florida real estate broker’s license. You might also want to check if your apartment is going to allow you to operate a business out of your apartment. Needless to say, you will probably need to have some place to meet with clients.

Take your 63-hour prelicensing course online. This course fulfills Florida Real Estate Commission (FREC) education requirements for all persons wanting to become licensed sales associates (Florida real estate agents) in the State of Florida. You can do all this online.

An applicant for licensure as a Sales Associate must be at least 18 years of age and hold a high school diploma or its equivalent, and successfully complete this FREC-approved prelicensing course for sales associates consisting of 63 classroom-hours and covering the topics required by the FREC.

You must also achieve a minimum grade of 70% on the end-of-course examination that is administered online at the end of the course. If you fail your end-of-course examination, you must wait at least 30 days but no more than 365 days from the date of the original examination to retest.

If she is not very good and you haven’t worked with her for 9 months—>You don’t owe her anything, this is too important to be careless. If you and your out- of town relative agree on the pros and cons of selling long distance and this would be of benefit to you (save you money) what do you have to loose. If you feel at all uncomfortable using a relative (BEWARE this could cause a riff in your relationship) go for a local agent, This time around you should be better equipped to INTERVIEW your prospective agent and get a GOOD one.
GOOD LUCK

File a complaint with the state attorney general along with the state realtors association.

Depending on the license law in your state, there may be different types of agents. For example, there may be agents with a salesperson’s license as well as agents who hold a broker’s license. In some states the license categories are broker and provisional broker. Any of these can help you. Typically, salespersons must be supervised by a broker. They can still do the same exact stuff a broker can do, they just cannot start their own business or work independently.

From your question, it sounds like you may be looking at a for sale by owner. If this is the case your agent will need to ask that owner if he or she will be willing to pay him for processing the sale of his or her home. If the owner will not, then the agent will ask you to pay for his services.

If you are looking at a house that is offered by a real estate firm or brokerage then you have 2 options. You can work with an agent from that firm, or you can work with an agent from another firm who will represent you as a buyer’s agent. Buyer’s agents will try to get you the best price possible, and you can usually get one at no cost to you. When the house sells the brokerage that offered the house will pay the agent or his firm out of their commission.

Any agent can help you with closing and making an offer. For the inspection you will need to hire a home inspector. This will probably cost around $300-$800 depending on your area. Trust me when I say you want to hire a home inspector. Real estate agents are only expected to know so much and will not necessarily be held liable for any and all things that may be wrong with your house.

Here is what you need to do. Go to a local real estate firm. Big firms are usually a good choice because they usually got big for a good reason. If this is a for sale by owner, any firm you choose will have agents to help you. If the house is offered by a real estate firm, you will want to go to a competing firm because in most cases agents at a firm cannot act as a buyer’s agents for property listed by their own firm.

Talk to an agent (be they salesperson or broker) and tell him or her that you need a buyer’s agent to assist you in purchasing a home. They will be able to guide you through the whole process from there. They will be very friendly and happy to help you. People who walk through the door ready to buy are always welcome.

This question doesn’t deserve an answer, but Im going to do you a favor and answer anyway….Yes

A great idea or choice is need this time to help the problem bothering you. Try to think it first the possible pro’s and con’s in making decisions. Realtors would lead you to expend lots of money before you come up with a good idea thus in this situation you need to save your money in order for other expenses you used. Rather than if you choose to have an attorney it can lead you to less cost on your part. A family or a close friend attorney would free of charge maybe for that or less amount of money you will expense on it.

I’m assuming that this isn’t your house that is being sold.

If a Realtor puts a sign in your yard…then pick it up, and throw it away…trust me, they are used to it.

Personal opinion is that the current housing situation will continue to wane. It will begin to improve in certain areas that were hit first, where the smart money and investors are purchasing, and the local economy is strong. If there are jobs there will be people to fill them and to purchase homes. It will take a while for the current inventory of homes to be absorbed but it will happen.

If you live in an area of the country that has a special situation, the industry is under pressure, compressing or being obsoleted, then it may never turn around. History has shown that to be true for plant closings and natural disasters.

Things never seem to just boom or bust overnight…

If you are interested in buying then you may want to start looking for a professional agent who knows the market well and can assist you. Be upfront and tell them your time frame.
Also, this is a good time to get your credit checked and explore financing.
Good Luck!

yes but you can only calim ONE AS YOUR PRIMARY RESIDENCE

To make sure call the local board of Realtors

The judgement/lien is placed against the PERSON, so if you own multiple properties it follows you. This becomes a problem when you go to buy/sell any properties, or when you apply for credit, or if you ‘come’ into money; this judgement means that you have an outstanding obligation ie. owe monies. Also, I assume you mean that the 1st is foreclosing and has not actually foreclosed yet; if the first had finished FC then your 2nd wouldn’t be outstanding it would be gone when the 1st took it to sale. The answer to your last question: yes. Advice: speak to an attorney that specializes in both real estate AND Bankruptcy law to understand how this will effect your credit and what you can do. Speak to Accountant/Tax Prep regarding judgement.

When I bought my home my agent gave me a small gift, and I made a donation in his name to a charity he had mentioned once in conversation.

Like someone else said, the best gift you can give if a referral, but if a client got me something I would definitely appreciate it.

It’s treading into a tricky area if its a question of a gift vs. additional compensation, but a small token of appreciation of some sort isn’t likely to raise too much of a stink!

If you do not take the classes, you will not pass.

Real Estate is a tough business. Now is not the greatest time to get into it because the market is slow in most places. Every state has different regulations but I think most if not all require schooling and a license. Many states the exam is incredibly hard and you will have to maintain CE hours. I would say the “average” person is not going to make a lot of money in real estate. It takes dedication and determination. It take thick skin at times and a LOT of patience. You no longer can work just 40 hrs and forget weekends and holidays off. We see probably close to a 50% fall out of people who think they are going to make it big in real estate and then find out that there is a lot more to it then they ever dreamed of. I love being a Realtor but my first 5 yrs were tough and the first year was almost impossible. I’d say buy multi units for rentals and rent them out. Hire a property manager if you can afford it and let someone else deal with the headaches. Good Luck.

First you have to find out the real estate course, licensing and continuing education requirements for PA. Then check out real estate courses in your area. Your local high school adult ed programs typically offer RE salesperson courses, and so do many community college continuing ed/adult ed programs.

You need to know real estate law, real estate financing, ethics, etc, to obtain a license, and yes, the exams are typically very difficult. Also, you have to take additional coursework every year, take additional exams, and renew your license by proving you completed your continuing education requirements, passed any required exams, and pay a license renewal fee.

He needs to schedule appointments with the managers, dress appropriately. This is to introduce himself and his business to potential clients. Having a picture album of his work would help. Plenty of business cards and a firm handshake will help. The thing is he must present himself as a professional. A mailing will just end up in the trash.

Make a review about real state… Get an education…Though there are those who have made “quick riches” in real estate investing, before you start investing in real estate, be sure you’ve done your homework. It can be quite profitable, but the knowledge you’ll need covers a lot of territory.

How gullible can you be? Of course they can own more than one property at a time!

what do you mean by real estate company?

If you mean sales, you need a RE license.

The homes surrounding me are going for 399,000 to 585,000. I dropped mine down down from 527,000 to 475,000 to a final 439,000…SOLD in an instant!
So YES, the market is lowering in price and with enough naive folks as myself, it will go down more.
SO SMILE AND BE PATIENT:)

Study for the agent test, find a broker that’ll take you, pass the test.

Here’s one possibility (not a recommendation)

In Texas, you must complete all required hours before applying for a license. After that you receive a permission to take the test. you must also pass criminal record screening and complete FBI fingerprinting .

You need a brokers license. You can only apply for a brokers license after working for another broker as a licensed real estate agent for 2 years.

Attorneys cost about $150/hour and you can expect about 1/2 day for legal fees in property transfer, probably less for in-family transaction. You may both have to hire attorney’s though to insure there is no conflict of interest.

There is absolutely no reason to involve a realtor for this kind of transaction.

You can take online classes. I am in California and you have to have 3 classes from an accredited school in order to be a real estate agent. Once you’ve completed those classes, you can take the exam.

The listing agreement will address this issue. Some people specify there is to be no sign, for whatever personal reason they have, possibly to prevent total strangers from seeing the house is for sale as well as thwarting nosy neighbors.

First thing you need is a plan. You ask a lot of good questions, and as Eddie G said, a real estate book may be your best bet. Once you are done with that, meet with an financial planner and an accountant. This way you have a better idea of what is your strategy and what direction you want to go in.

Are you looking at long term residual income? If so are you looking at Commercial, residential, land opportunities, easement options? Do you want to flip properties for short term capital growth? Do you want to start off on your own home and growth from there? Know the tax advantages of all as well as exit strategies.

You can go to your own bank for a loan, but you probably want to work with a lender that knows what they are doing and can help direct you. You also want to make sure you get the best rate/service for the price. Banks have less options then mortgage lenders.

Down payment depends on what you buy: Land and commercial can be difficult to impossible to get now: the were requiring about 30-50% down. Residential properties that are rental require a larger % down then residential that is owner occupied. Owner occupied can be al low as 3.5% for FHA loans (be prepared for closing costs so up to 5%), or for conventional loans where you don’t have to pay for PMI (private mortgage insurance) it is usally 20% but can be 25% is you live in an area that is considered trending down.

As you can see, from the few questions I answered, you have a lot of options. Read some more and make your plan.

Good luck!

Normally, a real estate agent is only paid from one party–usually the seller. Most agents won’t charge you to go look at different homes because the sellers are paying the commission to their agents, and those agents in turn split the commission with the buyer’s agent. Also, be weary about signing a buyer’s agency agreement. There may be a clause in the agreement that says you will pay them if you buy any property–with or without their help.
Feel free to email me with any other questions you may have, or if you need help finding a local Realtor.
Melanie Miller
Associate Broker/REALTOR
EXIT Advantage Realty
575-434-0300

I have a few thank you cards on a shelf in my office, a new client will typically pick up one or two and read them. So a nice card would be great.

What your Realtor would also appreciate is referrals, if you can tell friends or family about her, that is the best gift.

The property should be held in an Land Trust. The trust spells out EXACTLY what each party contributed and what they should get back when the trust is terminated (i.e. when the property is sold). It also protects all parties concerned from lawsuits against the others. Their beneficial interests in the trust are “Personalty” not “Realty”. Jointly owned personalty can’t be divided to settle a judgement against any one of the parties. More info available at

I can help further with this if you’d like.
Contact me.

You sign up for your license at.
After you take your pre-license class you sign up to get fingerprinted. Then after you are fingerprinted you can sign up to take your licensing test. You find out if you passed your test right at the testing center afterwards. Then you give them the info for where you will be working and they send you a license. I would go talk to real estate agencies in your city to get an idea of where you want to place your license before you take your class. It is quite frankly a pain in the **** to get through the licensing process in Florida. The application process was a whole lot harder than actually taking the test. If you are having trouble they have numbers posted on the website and they can help you. They were very friendly and helpful to me when I went through it.

purchase a two family house and rent it out for the cash flow.

you can find your local clubs on that website.

Regards

you both are responsible and whether the property is real estate or not if you own it or your spouse in some states a lien can be placed against it

You want an agent who will represent you as a buyer’s agent. Most agents work with both buyers and sellers so ask family, friends or co-workers for a recommendation and interview agents until you find one you feel comfortable with.

Your mother, grandmother and aunt should pay 33% of the mortgage and not just the down payments.

One of them should also pay 34% instead of 33% or if you have a job then you could buy 1% of the house.

Keep in mind all repairs and taxes should be paid by all the owners too.

Your grandmother can give her property to anybody she wants in her will.

Make sure she writes one before she dies.

It is wise to buy Life Insurance for your grandmother.

Your mother needs to pay the mortgage too.
If your mother cannot afford to pay the mortgage then she needs to pay rent to your grandmother and your aunt.

In this case your mother will lend your aunt and your grandmother some money to buy a house.

Setup an interest rate for the loan and your grandmother and aunt need to pay your mother monthly payments for her loan for as long as they wish. (Perhaps the duration of the mortgage)

If one of them is currently paying rent then this is a good deal.

Anyone can own as many houses as they want.

in what state r u?

it is always more cost effective, in a “normal” purchase, to
limit yourself to using a buyer’s agent and never ever a dual agent.

I can find you one if you wish.

[a RE broker is held to the same legal part standard]

Nope, the estimate for the real estate to go back to at least its normalcy could be longer than a year from now. A lot of people got into a credit mess and to get out of that will take more than a year.

Although, there are still a lot of people that has good credit standing – those people that earned 6 figure income and combine – these people will be the **** saver if they will continue to own more than one property.

It’s really a matter of fact that some people that does not have at least higher income than 80,000.00 and has debt, ie. car payment, student loan, and other extra curricular expenses
should not look into buying a house no matter how inticing the offer from a lender is – additional to debt is the very low credit score due to being late on monthly payment which is due to so many account with different companies, department stores. It just doesn’t make sense – there’s no way they can afford a house payment with all these lingering debts. They will just put themselves into deeper shthole. What do you think my friend? Am i right?

If all three of their names are put on the title with no further agreement written up, then it will be assumed (in the eyes of the law) that all 3 are equal owners of the property – regardless of who lives there or who put up the money for the downpayment. Further, when anhy of the 3 dies that persons share can either go towards their estate (and whoever was named to receive thie deceased assets via their will) or provisions can be made that the surviving owners buy or just recieve the deceased share of the property (or provisions could be made that the share of the deceased assets go to their heirs but the other owners nonetheless can stay in the property untli they die or everyone decides to sell).

Really many people have done these sorts of things before and a good lawyer can set this up however you tell them. Just make sure you get one that really knows what they are doing.

Sheeet fire they are already takin you to the cleaners.!! Give them a kick in the ace!

First get a good real estate lawyer in your state and be very careful how the title/deed reads. There are certain ways that property can be held..tenants in common, joint tenancy and the like, those make a difference at probate. Also make sure there are living trusts and wills to make things a bit more smooth.

REALTORS cost LOTS more and would be total WASTE of money in this situation. They take 5-7% of sale price.
Attorney Cost depends on state, can be anywhere from $250-750, total.
Need title insurance.

WOW!!!!! Now is not the time to decide to make a career in real estate or invest in it for that matter. I own a mortgage company and there are major comanies going under right now. Go to and look at all of the investors that have gone under in the past 6 months. It is a very unstable market right now.

Siminars are for newbies. Make them an offer! Seriously, mostly we meet to discuss deals. Call them up!

It really depends on how well you know your market. Do you have contacts in the industry (banker, movers, other realtors, teachers, etc.) Getting your license can be the easiest part …

Real estate is always demanding and exciting. But you will need also selling skills – you have to recognize what people want and then you have to offer to them Be prepared the first year won’t be easy!

The final source all of this info is your realtor, so you should ask them to be sure. But in my area, the seller pays the realtor’s commission, and that is split between the buyer’s and seller’s agents and agencies.

Interview at least 3 different realtors before you select one, though. This is a major transaction – you want a person working for you that you trust, and that you can work well with. Get recommendations from friends and co-workers, go to open houses to interview the realtors there, and ask for references from the ones you consider. Follow up on those references, too. For a first time buyer, I’d recommend you go with an agent from one of the larger residential realtors in your area. They didn’t get to be that big by not doing the job well.

I second the recommendation to sign a “buyer’s agent” agreement with your realtor. They still will be paid by the seller. In my area, the realtor that the buyer brings to the deal is legally representing the seller, unless you have this agreement. It seems crazy to me to go into a deal worth this kind of money with your closest adviser working for the other side.

why not google a real estate agent in that area of Austin Texas and ask them if they can do it… will cost alot less possibly, thats what I would do first and if they can’t do it then google real estate attorney in that area

There are several strategies you can use in Real Estate investment and they are:

1. Buy and Hold

This real estate investment strategy is commonly known as rental properties. Becoming a landlord is easier than you think. You buy a property, you advertise it as “for rent” and you sign a contract with your new tenant. That’s where the love story ends. You need to know a lot about your duties and your rights as a landlord or you will find yourself in trouble.

Screening your prospect tenants is your first line of defense. Protecting your property from damage is your first duty. I might paint a little bit dark picture of being a landlord. But dealing with tenants can be the most frustrating job you ever had. Do yourself a favor and visit a bookstore or library and get as many books on landlording as you can get. Armed with this knowledge you will be able to create a positive cash flow and a long term relationship with your tenants every time you put the “For Rent” sign in the yard.

With the buy and hold strategy you basically have 3 income streams going at once.

Amortization; while paying your mortgage you also lower the amount you owe.

Appreciation; while owning the property it increases in value.

Tax incentive; as a landlord you will be able to deduct your investment cost over several years. (See you tax advisor for professional advice).

Based on this information you can easily see that even if the rent doesn’t cover 100 % of your mortgage payment you will still be able to create a positive cash flow.

2. Flipping

This is the art of “buying” and “selling” real estate investment without actually taking ownership. In a flip situation real estate contracts get assigned and the person who assigns the contract to someone else typically gets a commission for their services. That’s how you can make money with real estate without credit checks or no money down. Because you never take possession of the property, you don’t need to apply for a mortgage.

You only need 2 things to be able to flip a home. First, you need to find an attractive property that will sell very quickly. Second, you need to find a buyer within a very short period of time. Typically 2-3 weeks. Then you simply flip the contract to the new buyer and you will collect your commission at a so called “double closing”.

This sounds complicated at first, but with a little bit practice you will be able to create a nice income from this. By the way, this is the preferred concept of most real estate “gurus” who appear in late night infomercials.

3. Rehabs

Rehabs are the most risky form of real estate investments. You hunt for a cheap, run-down property and you hope that your preliminary remodel cost estimates will leave enough room for a nice profit. Well that’s the theory. Most real estate investors are failing with this type of strategy.

Join a real estate investing club if there is one in your area. The education is priceless.

Find a wholesaler…these are mostly the guys that have the “I Buy Houses” ads on the street corners and newspapers.

Find a lender who will lend based on Appraised Value rather than on Purchase price. This is not easy to do, but it is possible. You can also work with Hard Money Lenders…steep rates, but often worth it.

My first deal was a house from a wholesaler. It appraised for $51,500 and he was selling it for $26,200. (He got it from a bank for $10,000 I later found out).

I had a hard money lender loan me all the money and then refinanced one week later (which is not easy but can be done) and cashed out at 80%. The hard money lender arranged everything.

In short, I bought a house for $32,000 ($26,200 plus fees and closing costs) with hard money. Refinanced at $42,000. Left closing with approx. $10,000 (42k-32k) and still had almost $10,000 in equity. Not one dime of my own money.

You could buy 3 houses by 7pm tomorrow. There are 10 books at the library that will teach you how to do this. It is hard work. If it were easy , everyone would own 10 houses.
One way is to buy a house today and tell the seller you will pay him in 6 months. Until then, you pay him nothing. Then you run an ad in the paper for a House Lease With Option. That tenant gives you $5,000 “option” money and one month’s rent and moves in. In 5 months, that person buys the house from you. The seller gets all his money on that sale. The tenant gets to own a house. You walk away with $5,000 cash for no work except running one newspaper ad.
The books have 50 more ideas like this..

I would advise them to consult with a real estate attorney about how to take title. This scenario involves a complex transaction. It’s best to make sure the rights to the property once grandma dies are legally binding by bundle of rights to the property.

Kindly forward me information on your company. I may be able to assist you in finding new clients.

check the following article

if it’s outside your fence or near the sidewalk then this is the nature strip which is the Local Government (Council) property.

First, your question does not make sense.

Did the original debtor lose his home in a foreclosure sale or not?

I am licensed in both SC and NC and you have no legal protection in either state if your foreclosure sale did not generate enough money to pay off both loans.

Whoever got “shorted” can sue for the balance.

NC does not recognize a “split” between married couples..each spouse owns 100% of the property collectively…it is an undivided interest.

All you can do is file for a judgment if there is no property to attach it to.

If the wife’s name was never on the loan, therefore, the wife is not responsible.

=

seems like FL wants to hide their data and only those
wishing to give up data in advance can get it.

Anyway; most states –Fl too probably,. require attendance
at a RE school or attend at 30-45 units of specific RE classes.

Once those are completed, one must take the school test
and then, once passed, take the state test which is often
contracted out to Promissor or another testing agency
and when that is completed successfully, one
submits a formal app to the state and has a broker
lined up to HOLD one’s license.

I am available to guide you further.

[am licensed as a broker in one state and getting a license in another
state as we write]

Dear Customer

What are your Financial needs?
Do you need a business loan?
Do you need a personal loan?
Do you want to refinance?
Do you need a mortgage loan?
Do you need a huge capital to start off your business proposal or expansion?
Have you lost hope and you think there is no way out, and your financial
burdens still persists?
Are you tired of seeking loans and Mortgages,have you been turned down
constantly By your banks and other financial institutions,We offer any
form of loan to individuals and corporate bodies at low interest rate.If
you are interested in taking a loan,feel free to contact us today,we
promise to offer you the best services ever.Just give us a try,because a
trial will convince you.

REPLIES SHOULD BE SENT TO THE EMAIL ADDRESS BELOW

Kind Regards.

He’s done it and has taught others how as well.

got to click on the link for agents offices find one near you and give them a call. it never hurts to ask…

Check out web sites. Remax.com or others. Call realty companies directly. If you or someone you know has had a Realtor in the past, call them up and ask if they need anyone to work as an unlicensed Realtor assistant.

You have to factor in the costs of holding on to the property (taxes, utility bills), repairs the need to be done, and selling fees to the realtors (usually 6%). So the house needs to be a great deal to create an investment opportunity especially in this market where prices are still going south. You should be specifically looking for foreclosures or hud homes which are usually priced below their value but may need major repairs. Become friends with a good real estate agent, home inspector, and repair people if you aren’t handy yourself. Best of luck.

You should contact the Real Estate Commission in the state that you plan to do business in. We have a list of RECs by state at our site.

That is a very broad question. I would recommend buying a book on real estate investing. It can be very complicated and not something you can learn about on here. Take your time and learn all you can before making your first investment. Also see if you can learn from someone locally who has experience investing in real estate. If you go to most any real estate office, they should know someone to hook you up with.

I think it is going to get worse before it gets better. I’m planning on holding on to my house until spring, 2010.

It is most likely part of an easement to you propriety, but if you are not selling your home, why would a real estate agent put a sign out in front of your home? If on the other hand you are selling your home and have contracted with this agent to sell it, then he does have the right to put a sign up on the easement, you granted that permission when you signed the contract.

Well it depends on the state for which you live. I know in Missouri you must take a 60 hour course. Then you can take your state realtor’s license.

A nice card would be a good gesture. As a Real Estate Agent, I usually buy my clients a house warming gift when they buy with me.

Advertising for other agents and charging a fee.
Advertising for real-estate related services and charging a fee.

To be a realtor you’re basically going into business for yourself, so you’ll need a lot of startup fees. These include, but are not limited to MLS Dues, NAR fees, E&O insurance, a laptop, database software, and of course– Marketing.

Being a realtor isn’t about showing people houses– it’s about “lead generation,” Your job is to find people who want to buy or sell a house, after that the rest is quite simple… but, if you aren’t prepared to spend a lot of cash on direct mail or other form of marketing, you’d better be prepared to knock door to door to get your name out there, you’ll also want to attend networking events. Good luck.

As a buyer, you absolutely should have a buyer’s agent. However, the seller of the house pays a real estate commission and typically the commission is split between the buyer’s agent and seller’s agent. However, you should be aware that when you sign with an agent (yes even as a buyer’s agent) that if you want to see property with reduced or non-existent commissions (FSBO, For Sale By Owner) they may be asking for YOU to make up the difference so they get to 3% of the sales price (a typical commission being 6%, but it is NOT carved in stone).

Rather it is a real estate license or mortgage broker license, you’ll still need the ambition, drive, and motivation in order to be successful in any of these sister fields that you choose.

?

That is a problem that I have found with real estate people. they appear to be merely sales people that have been picked up off the street and run through some simple perfunctory classes for a few weeks and then they are turned loose to represent you on the most important financial decision that you will make in your life.

A doctor cannot remove so much as a simple hang nail with out 4 years of medical school and 3 years of a residency on top of that . They also must pass a very rigorous licensing exam.

Real estate brokers can do far more damage than that doctor removing a hagnail if they make a mistake.

Yet real estate agents have almost no training and no real professional standards to speak of

This needs to change.

I recommend that you contact your Congressperson.

Find out if they support rigorous new Federal Legislation to require much more rigorous federal licensing standards and federal licensing requirements for Real Estate Brokers and loan officers who are involved in a purchase or refinance involving a Federally Insured Loan.

Federal Licensing will permit much more rigorous Educational, examinattion and training and experience requirements than is now required of real estate agents and real estate lenders.

By introducing much more rigorous educational, examination and training requirements and also new tests of character requirements and financial responsibliity when they make mistakes we will weed out many of the frauds and the incompetent and will be left with a much more competent and honest group of people in the real estate industry.
.

yes, and also if interest was separate from your mortgage statement

Get a lawyer, fast.

EARN EXTRA MONEY AS SEEN ON OPRAH AND 20/20
________________________________________
Dear Friend,

You probably have seen these, but they really really do work, give it a try — think of how you waste $6 in a day, week or month. It’s a minor investment with great rewards. This might really help you pay off those credit cards and give you the ability to move out.

If you could start your own mail order list with an investment of
$6.00, and make $800,000 over the next
year would you do it?

_____________________________________
***Proven by various, highly-respected U.S. TV and Radio programs as being 100% legal, feasible and true.***

***Oprah Winfrey and ABC’s investigation team 20/20 also prove it can be done.***

IF A 15 YEAR OLD BOY COULD MAKE $71,000 IN JUST 5 WEEKS AND OTHERS $250,000 IN A FEW MORE WEEKS — SO CAN YOU !!!

Would you like to make $71,000 OR $250,000 in a few weeks?
As seen on the Oprah Winfrey show and ABC’s 20/20

=====================================================================================

The true story that has everyone talking:
Parents of a 15yr old boy find $71,000 in his closet:

You may have seen this story featured on a number of major news programs (United States), and reported elsewhere around the world.
His mother was doing some cleaning and putting some laundry away when she discovered a large brown paper bag that was suspiciously
buried beneath some clothes and a skateboard in the back of her 15-year-old sons closet.

Nothing could have prepared her for the shock she got when she opened the bag and found that it was full of dollar bills — $71,000 to be precise!!

“My first thought was that he had robbed a bank”, says the 41-year-old woman, “There was over $71,000 in that bag,
that’s more than my husband earns in a year”.

The woman immediately called her husband at the car-dealership where he worked to tell him what she had discovered.
He came home right away and together they drove to the boys school and picked him up.
Little did they suspect that where the bills were coming from was going to be a bigger surprise than actually finding them in the closet.

As it turns out, the boy had been sending out, via E-mail, a type of “Report” to other E-mail addresses that he obtained off the Internet.
Everyday after school for the past 2 months, he had been doing this on his computer in his bedroom.

“I just got an E-mail one day and I figured what the heck, I put my name on it like the instructions said and I started sending it out”, says the 15-year-old.

The E-mail letter he received had 5 names and addresses listed on it and contained instructions on how to send one $5 dollar bill to each person on the list.
Then delete the name and address at the bottom of the list (Report # 5) and move the other 4 names and addresses down one step,
finally adding your own name and address to the top of the list (Report # 1).

The letter goes on to state that you would receive several thousand dollars in five-dollar bills within 2 weeks
if you sent out the letter with your name and address at the top of the 5-address list.

“I get junk E-mail all the time, and really did not think it was going to work”, the boy continues.

Within the first few days of sending out the E-mail,
the Post Office Box that his parents had gotten him for his video-game magazine subscriptions began to fill up
not with magazines, but envelopes containing $5 bills.

“About a week later I rode my bike down to the post office and my
Post Office Box had 1 magazine and about 300 envelopes stuffed in it.”

Over the next few weeks, the boy continued sending out the E-mail.

“The five dollar bills just kept coming in and I just kept sorting them and stashing them in the closet,
I barely had time for my homework”. He had also been riding his bike to several of the banks in his area
and exchanging the $5 bills for twenties, fifties and hundreds.

“I didn’t want the banks to get suspicious so I kept riding to different banks with like five thousand at a time in my backpack.
I would usually tell the lady at the bank counter that my dad had sent me in to exchange the bills and he was outside waiting for me.
One time the lady gave me a really strange look and told me that she would not be able to do it for me and my dad would have to come in and do it,
but I just rode to the next bank down the street (laughs).”

Surprisingly, the boy did not have any reason to be afraid.
The reporting news team examined and investigated the so-called “chain-letter” the boy was sending out and found
that it was not a chain-letter at all. In fact, it was completely lawful according to United States Postal and Lottery Laws
which state; a product or service must be exchanged for funds received.

Every five-dollar bill that he received contained a little note that read, “Please send me report number xyz”.
This simple note made the letter lawful because he was exchanging a service (A Report on how-to do something) for a five-dollar fee.

It’s true. The boy legitimately earned $71,000.
You should print this, read it and read it again and again if necessary.
Then follow the simple instructions. You too could make $71,000 and much much more.

This program has gained such respectability and it is working so well, that many people are now entering the program for a second and third time.

Some are reporting they are earning enough money to give up their jobs and they are spending just a few hours a day sending out e-mails.

=====================================================================================

INSTRUCTIONS ON WHAT TO DO:
Some people will perceive this as an “off the wall” idea to make
money, but others will look at it as a great
business opportunity. This by far is the safest, most risk free
opportunity you will find to start your own
business because you use Paypal, the most trusted banking system on
the internet. Not only is this an
opportunity to gain financial freedom, but you will help others do
the same as they help you. A basic
principal that has been forgotten about – Giving to one another.

This is a very simple opportunity. This is an even simpler automated way to make money that does not require opening mail, only a Paypal account.

Create a Paypal account for free.

Give six people $1.00. (Paypal IDs are listed below.)

Post this opportunity to others on the internet.

Other people create a Paypal account for free.

Thousands of people give you $1.00 to be put on your mailing list.
(Once you add your Paypal ID.)

If we all work together everyone will benefit.

Here’s how!

Paypal verifies that this $6 investment program is 100% legal and is
a big hit this year
see their note below or ask them directly…

For a simple investment of 15-30 minutes and just $6, it is 100%
worth it to make thousands so quickly.
This is not another scam that takes lots of your hard earned money;
this is a no risk investment that will
make you thousands of dollars very easily and quickly.

From PayPal:

“Dear Member, it has come to our attention that there is a Paypal
opportunity floating around at the
moment you may have heard or seen the $6 opportunity.

You may have even taken part in it well we have been asked a lot of
questions about this opportunity the
answer is yes it does work and yes it is safe to use providing you
follow the rules it is legal and has made a
big hit on the internet this year.

If you would like to take part in this opportunity or would like a
bit more information then please see the
attached file that was kindly donated to us.

Thank you for using PayPal!”

Turn $6 into $15,000 in only 30 days…heres how! You have most
likely seen or heard about this project
on TV programs such as 20/20 and Oprah, or you may have read about
it in the Wall Street Journal.

If not, here it is below – revealed to you in step-by-step detail.

This program is by no means new.

It has been in existence in many forms for at least a decade.

I found this on a bulletin board and decided to try it:

Make Money with your Paypal account as shown on Oprah!

IMPORTANT: This is not a rip-off; it is not indecent; it is not
illegal; and it is virtually no risk-it really works! If
all of the following instructions are adhered to, you will receive
extraordinary dividends.

AGAIN, PLEASE NOTE:

Follow these directions EXACTLY, and $20,000 or more can be yours in
4 to 6 weeks.

This program remains successful because of the honesty and integrity
of the participants.

Please continue its success by carefully adhering to the
instructions.

A FEW LEGAL TIPS:

You are starting a Mailing List

File your responses alphabetically everyday. If you have a computer,
all the better, if not get one
with your first mail responses.

You will soon compile an extensive mailing list. It can be very
useful in your business, to start a new
business, or for other businesses to acquire information from you.

When you send out these letters, you are in the mail order business.
People are sending you $1.00
to be put on your mailing list. This is a legal helpful service.
Once again see Title,

section 1302 and 1341 of the US Postal and lottery laws.

Here are the 4 easy steps to success:

STEP 1:

Take a few minutes to join Paypal: Remember to verify your account.

The Internet’s most trusted Internet banking system for your future
income.

When creating your Paypal account make email address you used for
Paypal on the list below so people
can send money to your account.

STEP 2:

Once you have a Paypal account running, use Paypal to post $1 to
EACH of the 6 Email Addresses below
because you pay people with an email address in Paypal. Select “SEND
MONEY”.

To do this you may need to use a credit or debit card, which is very
easy, and secure so nobody but
Paypal may see it.

What you are doing is creating a service. This is absolutely legal!
You are requesting a legitimate service
and you are paying for it!

Here are the 6 individual Email addresses that you have to send $1
to through Paypal for this to work
properly and for you to receive money.

(If you don’t send the money and decide to post the message with
your name in it anyway, Paypal will
instantly pick this up and terminate your account, immediately,
besides the other penalties!!)

If you did this you could get into serious trouble because it is
fraud. (So follow the instructions and post the
$6 and you will make lots of money with no hassles.)

Now Send $1.00 to each of the six people on the list using Paypal, and
in the comment (Subject) section type “Please add me to your list”.
Below are the emails that you transfer the money into:

These email addresses are Paypal IDs or usernames.
Send 1 Dollar to:

1.)
2.)
3.)
4.)
5.)
6)

STEP 3:

Now after sending $1.00 to each of the email placements above, take
the #1 Email Address off the list,
move the other Email Addresses up (6 becomes 5, 5 becomes 4, etc.)
and add Your Email Address as
number 6 on the list.

STEP 4:

Change anything you need to, but try to keep this article as close
to the original as possible.

Now, post your amended article to at least 200 news groups (there
are thousands of groups).

And email your message to as many people you can. Remember, the more
you post and email the more
money you make! This is perfectly legal!

You are getting paid for a service, the sender of the money asks you to “Please add me to your list”, Therefore it is legal. Remember to send a dollar to the above names or this is considered illegal.

=95 If you have any doubts, refer to Title 18 Sec. 1302 and 1241 of
the Postal Lottery laws.

Keep a copy of these steps for yourself and, whenever you need
money, you can use it again and again.

PLEASE REMEMBER

This program remains successful because of the honesty and integrity
of the participants and by their
carefully adhering to the directions.

You are simply paying into a money making chain of participants and
if the chain is broken you are
screwing someone else out of their fair share.

So, as each person who joins the family and the directions are
followed, six members will be reimbursed for
their participation as a Mailing List Developer with one dollar
each.

You then insert your Email Address into the list and it will move up
geometrically.

So that when your name reaches the #1 position you will have
potentially received thousands of dollars
into your account!!!

What an opportunity for only a total of $6.00! $1 for each of the
first six people listed above.

To begin with, please send you’re $1.00 to each email address listed
above then add your own Email
Address to the list and you’re in business!

HOW TO POST TO NEWS GROUPS:

Use the internet and searching for various news groups, ad posting
websites, on-line forums, message
boards, chat sites, discussions.

Log on any search engine like yahoo.com, google.com, altavista.com,

excite.com, etc., then search with the subject “money making message
board” or “classified ads”

You will find thousands and thousands of message boards and
companies like Adblaster.com, InetGiant.
com, LiveDeal.com, Adsubmitter.com etc=85

Click on them one by one and you will find the option ”post a new
message”. Then Post this article
as a ”new message” by highlighting the text of this letter and
selecting copy then paste from the edit
menu.

Fill in the Subject, this will be the header that everyone sees as
they scroll through the list of
postings in a particular group, click the post message button.

You can also read other peoples ads for business opportunities and
respond to their email
address with this business opportunity.

You’re done with your first one! It only takes about 60 seconds to
complete postings on message boards
after you catch on.

REMEMBER, THE MORE NEWS GROUPS YOU POST IN, THE MORE MONEY YOU WILL
MAKE!!

But you have to post a minimum of 200!

How does it work?

When you post 200 letters, it is estimated that at least 15 people
will respond and send you $1 ($15).
Those 15 will post 200 letters each and 225 will send $1 ($225).
Those 225 will post 200 letters each and
3,375 people will send you $1 ($3,375). Those 3,375 people will post
200 letters each and 50,625 people
will send you $1 (50,625). Those 50,625 will post 200 letters each
and 749,375 people will send you $1
(749,375). At this point your name drops off the list, but so far,
you have received $813,615.00.

That is it. You will begin receiving money in your account from
around the world within days!

JUST MAKE SURE ALL THE ADDRESSES ARE CORRECT.

With an investment of only $6.00!!

A – M – A – Z – I – N – G – !!

When your name is no longer on the list, you just take the latest
posting in the news groups, and send out
another $6.00 to Email Addresses using Paypal on the list, putting
your name at number 6 again.

And start posting again.

Copy and paste this letter to use for yourself.

The Fast, Easy and Free way to create your webpage mail order list
page.

MY FAVORITE SAYING…………

The Road to success is not straight
There is a curve called failure……
A loop called confusion…
Speed bumps called friends….
Red lights called enemies…..
Caution lights called family….
You will have flats called jobs…. But….
If you have a spare called determination……
An engine called perseverance……
Insurance called FAITH…….
A driver called JESUS………
You will make it to a place called SUCCESS!

——————————————————————————–

Google Ron Legrand. He is the best teacher on how to make money in real estate with no money.

an agent makes deals happen. a realtor is passive and thinks the business will come because of that designation.. I am a realtor, but always consider my self to be an AGENT.

in all states you need a license..you have to get a course and pass a test ..go to ( real state license) in internet

Its a very much double edged sword.

I can smell your sincerity and I can predict that with this you an travel a long way in Real Estate Agent. The top real estate agents earn a huge amount of money. You need two things to do this – passion and creativity. Selling is a skill that can be learnt over time.

Downside is, no sales = no money!!

Yes, you are allowed to receive a real estate sales license and a broker license in the same year.I just recently took my sales person exam and went straight to the broker classes and took the test. However, I did not get a salesperson license before I got a broker’s license. The law that you have to be a broker for 2 years has not been mandated yet by the state of Illinois legislature. And to answer your other question usually, from what I’ve heard, if you are a real estate broker and start with a firm, it’ll be like you’re just a regular salesperson and have to be sponsored by another broker, which is why I chose to go into business for myself. Any other question feel free to contact me.

I joined this program in july and am at the end of flipping my first house. Im 22 years old out of ALABAMA 334-798-6784 if you think its a scam they wil put the money up for you.

If you want to go into real estate the best way to go in is as an investor. I have taken classes to become an agent and etc… Im flipping a house through this program right now the investment into this was worth much more money and education than my investment into any other avenue of making money in real estate this program works even better in the crisis that we are in.
1 second ago – Edit – Delete
Source(s):
Investor, Flipping still in credit crisis, Taken Real Estate Courses,

DON”T
Reconsider. . . .lousy real estate market, hard for beginners, don’t get paid until/unless you make a sale
So unless you have a trust fund–Forget It

There are sample business plans available in your business books, online, etc.

Actually, it SHOULD be the OTHER way around!! She should buy YOU a housewarming gift. That is what the agent did for my Mom. I thought it was a sweet gesture.

Your 6% is payment enough. Trust me — She is compensated generously.

Try to set up some “informational” meetings with realtors – like an information interview. Ask them if they could give you a few minutes of their time to discuss the profession as you are considering it. They will give you a more realistic picture than a school will.

Ask your family and friends if they know any realtors and ask for an introduction or if you can use their name when calling, that will help you get their attention and time.

Good luck.

scratch that…. take it down!!

check this link its good

.

no–in our area they give their customers (buyers) sometimes a thank you gift — the easy deals make up for the hard ones and their commissions is their gift — you were kind enough to go with them, and they should give you a gift like an business gives their clients gifts during the holidays. they need referrals. your good will is already there. write them a note if you want. but don’t set the precedent for more palm-greasing–heavens knows we go through enough of that in real estate things….tell her you’ll refer others–the best gift!

Google “Illinois brokers license requirements”

Look at your local small business government websites. They have sample business plans you can use.

Regards,
Satar Naghshineh